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Boat/Watercraft Insurance in Florida
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For many Florida residents, owning a boat is considered a dream come true. Whether you’re heading out to the waters with friends for a fishing expedition or to enjoy the warm rays of the sun as you sunbathe on the deck, a boat can provide you with an excellent escape from the stresses of life. Having a boat/watercraft insurance policy helps you relax and have a good time knowing that the vessel and the occupants are adequately covered in case of any eventuality.
Gainesville, FL insurers provide various coverage options that are meant to keep you, the vessel, and your passengers safe at all times. A boat/watercraft insurance policy offers coverage for the following types of vessels:
- Wave runners
- Jet skis
- Performance boats
- Bass boats
What Is Covered by the Policy?
Unfortunately, accidents do happen, even while in the water. Here at James Harmon Insurance agency, we are here to provide Gainesville, FL watercraft owners with insurance policies that cover their vessels and their motors against potential loss in the event of:
- Damage that may be caused by underinsured or uninsured boaters
These policies also protect any extra equipment that may be attached to the vessel, such as fuel tanks, anchors, life preservers, oars, as well as canopies. There is also coverage for personal property and fishing equipment.
Liability boat insurance can also assist you when catering for legal costs or medical expenses if you are found to have been at fault in a boating accident in Florida. The coverage options that are available include:
- Guest passenger liability
- Bodily injury payments
- Medical payments
- Damage to another person’s property
We understand that boating is your dream and your passion. You can protect that dream for many years by ensuring that you get the right insurance policy for your watercraft. Talk to any of our James Harmon Insurance Agency representatives to get more information on boat insurance.