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Our Gainesville Company Offers Life Insurance to Guard Against the Unknown

Life insurance can be complicated. There are numerous policy types out there, but it’s worth it to plow through the confusion with a qualified agent, because, should something happen to you, your family will need the additional provision. James Harmon Insurance Agency, Inc has served Gainesville since 1979, and our company can help you select your ideal coverage. We offer four options for your policy:
  • Fixed Annuity – This policy is placed in investments with a rate that is fixed and considered more secure. Your money will earn interest for a set time. Upon your death, structured payments will be made to your beneficiary.
  • Term – This coverage replaces lost income during a time in which you would’ve been working. Your beneficiaries will receive payments that are often free of tax for a set period. Your premiums are fixed generally.
  • Universal – This policy provides the same income protection as term, but also adds the ability to build your wealth without taxation. The protection over your loved ones is generally for their lifetime, and your premiums are flexible.
  • Whole – You will receive wealth accumulation that is free of taxes and your beneficiary will receive payments that are free of taxes for the rest of his or her life with whole coverage. Your premiums will likely be fixed.
This life insurance synopsis is basic. It’s best to work with someone who can review all of your current and future financial needs to determine which policy is best for you.

Helping Customers Ensure Coverage in the High Springs and Alachua Areas

James Harmon Insurance Agency, Inc has been a broker in Gainesville since 1979. Our company also helps people in High Springs, Alachua and Hawthorne. Your life isn’t all we insure. We can meet your commercial auto insurance needs as well. Contact our agents today at 352-376-2524.